Top 29 List of Apps Like Brigit
Cash advance apps like Brigit have changed the financial landscape for anyone needing safe, flexible, and immediate access to emergency funds.
Whether you’re facing an unforeseen bill, covering rent between jobs, or simply managing unpredictable cash flow, apps like Brigit stand out for their user-friendly design, clear terms, and no-nonsense approach to borrowing small sums in a hurry.
While Brigit pioneered predictive alerts and credit-building tools, it’s now one of many. Today, a new generation of cash advance apps—packed with even more features, smarter interfaces, and flexible repayment options—puts true financial control right in your hands.
This detailed guide explores 29 leading alternatives to Brigit and Money App—Cash Advance, including Beem, Dave, Earnin, MoneyLion, and more. It helps you compare, choose, and take your next confident step forward.
What Is Brigit, and Why Seek Alternatives?
Brigit offers advances up to $250 and is popular for its predictive financial alerts, Credit Builder program, and no hidden fee subscription model. Users connect their bank account, and Brigit monitors spending, predicts cash shortages, and offers cash in advance to avoid overdrafts.
Its credit-building feature is especially valuable for those repairing their score, as on-time repayments are reported to major credit bureaus.
Yet, Cash advance apps like Brigit became popular because not everyone fits a one-size-fits-all solution. You might need a larger advance, prefer instant transfer, want lower fees, or crave extra features like gamified saving, investing, or peer-to-peer lending.
That’s why exploring Brigit alternatives is smart—variety ensures a safer, better-suited fit for your financial habits.
Also Read: Cash Advance Apps Like Cleo AI: Best 20 Cleo AI Alternatives for Quick Cash
Best Alternatives to Brigit Cash Advance App
1. Beem
Beem leads the list of cash advance apps like Brigit thanks to its instant Everdraft™ feature, which provides advances up to $1,000 without a credit check, income restriction, or hidden fees.
Flexible repayment, budgeting tools, free credit monitoring, and added benefits like insurance and cashback are built in. If you want the ultimate safety net—instant money, innovative financial health tools, and flexible payback—Beem is a top pick among cash advance apps like Brigit.
2. Borrow Money App
Borrow Money App gives users quick access to small loans directly in their bank accounts. It stands out among cash advance apps like Brigit for its fast approval process, flexible repayments, simple interface, and transparency on fees and due dates. For gig workers and those living paycheck to paycheck, Borrow Money App mirrors Brigit’s simplicity but often with broader eligibility for advances.
3. Earnin
Earnin is a pioneer among cash advance apps like Brigit. It lets users access up to $750 per pay period of wages they’ve already earned, all with no interest, required fees, or credit inquiry. Optional tips, Balance Shield overdraft alerts, and budgeting tools add value. While both Earnin and Brigit avoid lender-style traps, Earnin’s strength lies in instant earned wage access and a no-strings, tip-powered funding model.
4. Money App – Cash Advance
Money App—Cash Advance is another strong entry in cash advance apps like Brigit. It provides rapid application, secure bank links, and clear borrowing limits. Its standout features are instant funding options, minimal credit requirements, and automated repayments—making it as accessible and frictionless as Brigit but sometimes with higher or more flexible borrowing limits.
5. Dave
Dave advances up to $500 through its ExtraCash™ feature, making it one of the most popular cash advance apps like Brigit for users needing more. With no overdraft or late fees, a $1/month subscription, budgeting, and job-finding features (SideHustle), Dave helps you plan, earn, and borrow—all in one place.
6. Chime (SpotMe)
Chime’s SpotMe acts as an overdraft protection tool with limits up to $200 for debit card purchases, triggered by qualifying direct deposit. Among cash advance apps like Brigit, Chime offers digital banking, early direct deposit, easy access to advances, and an intuitive mobile experience.
7. Borrow Money Instantly
Borrow Money Instantly highlights what people love about cash advance apps like Brigit—speed, approval with minimal paperwork, and automated repayments. It’s instrumental in emergencies, with most users qualifying for small, fee-transparent advances that mirror Brigit’s simplicity.
8. MoneyLion
MoneyLion’s Instacash advances up to $500 with no check or interest. It’s all-in-one design makes it a leading cash advance app like Brigit: users can manage banking, investing, and credit building in a single interface, and the app’s educational content rivals Brigit’s pro-credit philosophy.
9. Cash Advance
Cash Advance apps like Brigit are known for easy, rapid borrowing. This app keeps things simple, offering small, same-day advances, direct bank transfers, and clear repayment terms. It’s a perfect Brigit alternative for instant microloans, designed for users who want money now without hoops or fees.
10. Klover
Klover brings gamification to the world of cash advance apps like Brigit. Users can earn up to $250 without credit checks or fees, increasing their limit by engaging with the app, answering surveys, or watching ads. Klover also offers budgeting tips and financial education, encouraging positive financial behavior alongside quick cash.
11. Grant
Grant is a rising option among cash advance apps like Brigit. It focuses on instant eligibility checks and small, clear-term advances. Its core appeal is transparency and no-hassle payouts, which make it ideal for emergency borrowing. Grant stands out by keeping the process direct—no hard credit pulls, hidden costs, or paperwork.
12. Lenme
Lenme is a peer-to-peer cash advance app like Brigit, allowing users to borrow from or lend to one another. Unlike traditional lenders or automated algorithms, real people review and fund your request—often with flexible terms and no interest. Lenme supports users seeking personal connections alongside quick advances.
13. Empower
Empower brings up to $250 in advances, determined by your banking habits. For those seeking cash advance apps like Brigit, Empower’s blend of instant funding, savings automation, AI-powered advice, and rewards makes it an all-in-one solution for cash flow management.
14. Gerald
Gerald is another cash advance app like Brigit that provides up to $200 to avoid overdrafts, late fees, or missed bills. Its integration of buy-now-pay-later, bill tracking, and smart alerts sets it apart for users looking to gain true control over financial emergencies without relying on traditional credit.
15. Cashli
Cashli is a streamlined, cash-first entry among cash advance apps like Brigit. Up to $200 is available with simple eligibility and, uniquely, ATM withdrawal options. Cashli is a practical pick for those who want the flexibility to manage cash digitally or physically.
16. FloatMe
FloatMe specializes in micro-advances ($10–$100) on a simple subscription. Like Brigit, it automatically monitors your bank, predicts cash shortages, and allows you to “float” over with no credit check or interest. Fast, reliable, and focused on preventing overdraft, it’s a favorite among students, freelancers, and anyone with variable income.
17. Super.com
Super.com accelerates access to cash with instant advances, cash-back deals, and a robust comparison platform. As a hybrid shopping and finance platform, it combines elements of cash advance apps like Brigit with money-saving tools, appealing to value-focused users seeking both funds and daily discounts.
18. Kikoff
Kikoff stands out in cash advance apps like Brigit for its credit-building focus. Instead of advances, it offers a small line of credit strictly for building your score, reporting on-time payments to bureaus, helping users gain favor for future, more substantial borrowing.
19. Albert
Albert offers advances up to $250 and doubles as a full-money management app. Like other cash advance apps like Brigit, it provides fast, interest-free advances, automated budgeting, personalized savings, investment tools, and access to certified financial advisors.
20. Varo
Varo is another neobank with instant advance features, no hidden fees, early direct deposit, and robust in-app budgeting. It’s among the most user-centric cash advance apps like Brigit for digital banking fans or anyone seeking a no-overdraft, all-in-one account.
21. GO2bank
GO2bank brings up to $200 in advances to qualifying users, plus high-yield savings and early paycheck features. As a digital bank, it competes with cash advance apps like Brigit by offering a packed feature set and easy mobile access.
22. Oportun
Oportun targets fair or limited credit borrowers, offering small advances and installment loans. It’s reporting to credit bureaus helps you build a positive history while avoiding payday loan traps, mirroring Brigit’s focus on credit health.
23. SoLo Funds
SoLo Funds is a social, peer-to-peer lender where users borrow and lend directly, negotiating their terms. The social impact twist and transparent tipping structure differentiate it from most cash advance apps like Brigit, building community and flexible borrowing.
24. Payactiv
Payactiv delivers earned wage access, bill payment, FDIC-insured cards, and more. Like other employer-linked cash advance apps like Brigit, Payactiv is especially useful for those whose income is routed through a participating employer, offering speed, safety, and excellent integration.
25. True Finance
True Finance provides transparent, small advances designed for emergencies or surprise expenses, integrating clear repayment schedules that match your paycheck. It echoes Brigit’s simplicity and is geared towards users needing a quick fix—without paperwork or credit checks.
26. Branch
Branch shines for gig and shift workers, enabling free advances of up to 50% of already earned wages. There are no fees or credit pulls, and the app includes time tracking and work scheduling—lifestyle features that make it more than just another cash advance app like Brigit.
27. Current
Current is a digital bank that supports early direct deposit, up to $200 in overdrafts, and instant advances for users with qualifying deposits. As a cash advance app like Brigit, Current is firm for smartphone-centric, younger users.
28. Vola Finance
Vola Finance focuses on preventing overdrafts and provides up to $300 in quick advances. Like Brigit, it has an educational angle—users receive personal finance tips and spending alerts and can grow their limits with good behavior.
29. Revolut
Revolut is a global bank that combines multi-currency accounts, spending analytics, and—in some markets—instant cash advances or overdraft protection. Its flexibility makes it a favorite among international users searching for cash advance apps like Brigit.
Cash Advance Apps Like Brigit Comparison Table
| App Name | Advance Limit | Credit Check | Speed | Key Features/USP | Best For |
| Beem | Up to $1,000 | No | Instant | Everdraft™, insurance, credit tools | Maximum instant advance |
| Borrow Money App | Up to $500 | No | Instant | Fast, simple, flexible | Broad eligibility |
| Earnin | Up to $750 | No | Instant | Tip-based, no fees, overdraft alerts | Earned wage access |
| Money App – Cash Advance | Up to $500 | Minimal | Instant | Clear fees, instant transfers | Fast microloans |
| Dave | Up to $500 | No | Instant option | Budgeting, job search | Budget + extra income |
| Chime (SpotMe) | Up to $200 | No | Immediate | No-fee overdraft, early paycheck | Banking/overdraft |
| Borrow Money Instantly | Up to $500 | No | Instant | Simple, fast, transparent | Emergency borrowing |
| MoneyLion | Up to $500 | No | Instant option | Banking, investing, credit building | All-in-one finances |
| Cash Advance | Up to $250 | No | Same day | Rapid, direct, simple | Microloans |
| Klover | Up to $250 | No | Instant/points | Gamified, education, surveys | Engagement/rewards |
| Grant | Up to $200 | No | Same day | Clear terms | Instant eligibility |
| Instant Cash Advance App | Up to $500 | No | Instant | Fee-free standard, paid instant | Rapid no-hassle advances |
| Lenme | Up to $500 | No/soft | Varies | Peer-to-peer, flexible terms | P2P lending |
| Empower | Up to $250 | No | Instant option | AI assistant, alerts, savings | All-in-one banking |
| Gerald | Up to $200 | No | Instant | Bill tracking, zero hidden costs | Bill support |
| DailyPay | By employer | No | Same day | Real-time wage, compliance | Employees, gig workers |
| Cashli | Up to $200 | No | Same/ATM | ATM withdrawals, fast access | For physical cash |
| ATM Cash Advance | Up to $500 | Varies | Instant | ATM access | Cash needs |
| FloatMe | Up to $100 | No | Hours | Micro-floats, subscription | Prevent overdrafts |
| Super.com | Up to $500 | No | Instant | Cash-back, comparison, deals | Budget/watchers |
| Kikoff | $750 credit line | No | N/A | Credit-builder only | Boost credit profile |
| Albert | Up to $250 | No | Hours | Genius advisor, finance tools | Full finance help |
| STRIX | Up to $500 | Sometimes | Instant | Digital banking features | Neobank fans |
| Loans | Up to $5,000+ | Varies | 1–3 days | Personal & installment loans | Higher borrowing |
| Varo | Up to $100+ | No | Same day | Neobank, early pay | Banking & advances |
| GO2bank | Up to $200 | No | Same day | Early deposit, overdraft | Digital banking |
| Oportun | Up to $1,000+ | Soft/hard | 1–3 days | Credit-building, fair-credit | Credit repairers |
| Avant | $2,000–$35,000 | Yes | 1–3 days | High limits, flexible terms | Bigger loans |
| SoLo Funds | $20–$575 | No | Days | Peer-to-peer, flexible | Community, P2P |
| Payactiv | By employer | No | Same day | Bill pay, savings, FDIC card | Payroll-linked advances |
| True Finance | Up to $500 | Sometimes | 1–2 days | Transparent, predictable | Emergency, no-nonsense |
| Instacash | Up to $500 | No | Instant | MoneyLion ecosystem | Investments, credit tools |
| Branch | 50% earned wage | No | Same day | Time/schedule, expense, shift focus | Gig/hourly workers |
| Possible | Up to $500+ | No | Same day | Credit builder, installments | Credit challenges |
| Ingo Money App | Check value | No | Instant | Photo-check cashing | Unbanked, paper checks |
| Wealthfront | Up to $250 | No | Same day | Invest, automate, overdraft | Finance/investing lovers |
| Current | Up to $200 | No | Immediate | Mobile neobank, overdraft | Digital-first users |
| Vola Finance | Up to $300 | No | 1–2 days | No-interest, spending insights | Preventing overdraft |
| CashNetUSA | Up to $3,000 | Hard/soft | 1 day | Installment + payday loans | Emergencies |
| FlexWage | By employer | No | Same day | Payroll advances, instant | Instant employee pay |
| Rufilo | Up to ₹25,000 | No | Instant | Ultra-fast microloans | Small emergencies |
| Pocketly | Up to ₹10,000 | No | 1–2 days | Youth/college audiences | Young borrowers |
| Revolut | $100+ | No | Same day/varies | Global features | Travelers, expats |
Also Read: Top 7 Emergency Cash Advance Apps Of 2025
What to Look For in a Cash Advance App Like Brigit
- Eligibility: Check whether the app requires direct deposit, employer integration, or bank linkage.
- Advance Limit: Carefully weigh how much you need, as new users often start with the lowest amount.
- Transfer Speed: Emergency case? Prioritize apps with instant or near-instant funding.
- Fees & Repayments: Subscriptions, tips, or flat fees—know what you’ll pay and when.
- Extras: Value-adds like budgeting advice, credit building, P2P lending, or reward cashback.
- Safety & Support: Opt for FDIC-insured, encrypted, reputable apps with solid support.
FAQs: Cash Advance Apps Like Brigit
What is the best alternative to Brigit?
Beem is a top choice for cash advance apps like Brigit, offering higher limits, instant funding, and broad financial tools. Dave, Earnin, and MoneyLion follow closely thanks to speed, flexibility, innovative features, and integrated financial health support.
Do these apps require direct deposit?
Most cash advance apps, like Brigit, do, but some (MoneyLion and Brigit itself) work with just a bank link. Always check each app’s requirements.
Are these apps safe?
Leading apps like Beem, Chime, and Dave use bank-grade encryption, FDIC-insured partners, and solid privacy standards. Always download from app stores and avoid apps with excessive permissions.
Can I use Brigit and other apps together?
Yes, but track your advances and repayments to avoid accidental overdrafts or payment juggling—one or two apps at a time is usually safest.
Which apps offer the fastest cash?
Beem, Earnin, Dave, Super.com, and Ingo Money App are known for instant or near-instant payouts, often for a small fee. Some offer free standard delivery within days.
Conclusion
Brigit transformed the world of micro-advances, but today there are more options than ever. Whether you need instant funding, budgeting support, credit growth, mobile-only banking, or even P2P lending, the best cash advance apps like Brigit now adapt to fit your lifestyle—not the other way around.
Try to use Beem’s Everdraft™, which gives you instant access to $10–$1,000 from your verified bank deposits without interest, credit checks, income limits, due dates, or hidden fees. Sign up, subscribe, and receive funds within minutes—repayment happens automatically once your deposit arrives.
Compare fees, features, limits, and user reviews to find the one that keeps you thriving—not just surviving—until payday and beyond.
